Terms of Service

1. Acceptance of Terms

By accessing or using the PrivacyBilling service ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not access or use the Service. PrivacyBilling acts as a bridge uniting payment compliance and consumer privacy.

2. Description of Service

PrivacyBilling acts as an intermediary billing and entitlement proxy. We facilitate purchases and recurring subscriptions securely while shielding your payment identity from the downstream software provider ("Partner Application"). We provide the Partner Application with cryptographically verified settlement statuses tied to pseudonymous identifiers.

3. User Conduct and Responsibilities

While utilizing the Service, you agree not to:

• Use the Service for any unlawful, illicit, or fraudulent purposes, including carding or money laundering.
• Circumvent or attempt to circumvent the security measures, entitlement checking logic, or cryptographic verification embedded within PrivacyBilling.
• Provide deliberately falsified information, when optional information is supplied, with the intent to defraud.

4. Payments, Subscriptions, and Refunds

Billing Logic: By providing payment card information, you authorize PrivacyBilling (via our payment partner, Stripe) to charge the applicable subscription or one-time fees.

Cancellations: You may cancel your subscription at any time using your pseudonymous verification code or secure dashboard link. Entitlement to the Partner Application will remain valid until the end of your prepaid period.

Refunds: Refund policies largely depend upon the explicit policies negotiated with the specific Partner Application. PrivacyBilling will execute refunds upon confirmed dispute validation or direct authorization from the Partner API webhook.

5. Disclaimer of Liability Regarding Partner Applications

PrivacyBilling is exclusively a financial middleware service. We are not responsible for the performance, delivery, content, or legality of the Partner Application. Any grievances related to software bugs, downtime, lost data, or moderation actions invoked on the Partner Application must be directed to the Partner Application's respective administrators. PrivacyBilling cannot technically retrieve your data from Partner Applications.

6. Intellectual Property

All visual interfaces, graphics, design, compilation, information, data, computer code, products, services, and all other elements of the Service ("Materials") provided by PrivacyBilling are protected by intellectual property and other laws. All Materials are the property of PrivacyBilling and our respective partners.

7. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied. Operating over the open internet implies that 100% uptime cannot be guaranteed, and PrivacyBilling disclaims liability for any minor delays in entitlement propagation to Partner Applications.

8. Governing Law

These Terms shall be governed by the laws of the applicable jurisdiction of PrivacyBilling's incorporation, without regard to conflict of law provisions. Disputes shall be resolved amicably before escalating to mutually-agreed arbitration.

9. Termination

We reserve the right to suspend or terminate your access to the Service at any time, with or without cause, notably for violations of these Terms or triggered high-risk markers via our payment fraud prevention partnerships. Terminated individuals will have their bridging tokens invalidated.

10. Contact Information

For any questions concerning these Terms, please contact hello@privacybilling.com.